Bank management

Bank management
Bank is authorized any special corporation in the form prescribed by the General Banking Law.

The law in its Art.43 says "The governance of the banking companies shall be exercised in accordance with the laws governing the matter, to the rules of each bank and subject to the instructions of the superintendent."

The law provides for different rules of the system of administration of banks, most of which have been incorporated into the rules and instructions that has given the supervision of banks and financial institutions.

In the first meeting of shareholders should contact the directory and reduced to writing publishes the appointment of general manager and deputy general manager, published in a newspaper of the domicile of the company and inform the superintendent will be elected.

The board held ordinary session at least once a month and extraordinary session when needed, all resolutions adopted shall be recorded in the respective minutes.

The boards of banks will be composed of a minimum of five and a maximum of eleven directors and, in any case, an odd number may also have up to two alternate directors. Principals will last three years in office and may be reelected. To reduce the number of directors must obtain authorization from the Superintendency.

No one person can play at the same time, the position of director and employee of the same bank. This provision does not prevent a director serving on a temporary basis and for not more than ninety days the position of manager.

The board member who, without permission of the latter, fails to attend sessions over a period of three months in office cease ipso facto.

The shareholders are all shareholders or owners of the bank, who meet when he quotes the directory for the status of balance or return that has earned the bank.

The manager is responsible for managing the bank in that respect, develop within the institution, with strategies to maximize the profitability of the bank that requires the directory.

The directory manager at each regular session held, shall disclose all loans granted since the previous meeting, with the background to justify them and other information requested by the board. It adds that, on the same occasion must account for all adquisicisión or disposition of real or personal property, stocks Securities.

Banks have a strong commitment to transparency and to take precautions to safeguard the interests of shareholders, customers and employees. For this reason, there are numerous instances to ensure good corporate governance, fostering a climate of internal control and ensure compliance with regulations. Along the same lines, the institution has a Board composed of professionals with proven capability and independence and are mostly senior executives with a great lineup. Along with active participation in the Board, also part of various committees that allow them to get involved and learn in detail the Bank's management.

Depending on each bank is as separate departments,

acontinuación an example of some of them.

ð HR MANAGER:

Features:

You should know the new techniques of labor regulations, both in theory and their practical application in the bank.

Tasks recruitment, selection, hiring, reception and initial set of workers.

Selecting and promoting staff, with the corresponding adjustment of people to the right jobs.

Training function. You should be concerned that there are good training programs at all levels and for all positions, and the smell enough to know that those who work at the bank must have the right motivation, a good work performance will be derived. Planning, implementation and evaluation of training activities aimed at employees personally as needed.

Distributive function. Workers compensation. Planning wage policy, the evaluation system of people and places, the materialization of the payment to people, liquidation of taxation ... and negotiation of wage conditions to workers' representatives.

Being flexible, yet hard time in relationships, which must be balanced with both the management and shareholders, as workers, the works council and trade unions.

Health function. Concern for job security. Improving the organization of work, it results in a lower risk of sickness and accident.

Determine the geographic location of functional employees.

Determine staffing requirements.

Determine the characteristics for the posts requested.

Establish information systems employees.

Planning and evaluation of jobs.

Layoffs, early retirements.

Serious disciplinary matters.

MANAGER Management and Training

Features:

Develop career plan.

Performance assessment.

Redesign of posts.

Employee services (loans on special terms.

Minor disciplinary matters.

Employee training.

Manager Selection:

Features:

Selection of personnel to be hired. Conducting psychological tests and interviews.

Preparation of the Integration Plan.

Motivation, employee satisfaction.

Stress management template.

OPERATION MANAGER:

Features:

Coordination and management of the various departments of the Central Services.

Establish roles and responsibilities in that department.

Control and standardize the work set out in that department.

Quality:

Features:

It suggests ideas for improving customer service.

It is responsible for continuously improving the service provided, so that customer needs are met.

Conducts surveys of satisfaction for both customers and employees.

It is responsible for managing complaints and claims from customers.

Establishes controls for the evaluation of the Customer.

Create programs and mechanisms that differentiate the bank from the competition.

Assess the achievement of objectives for the establishment of wages.

Train staff in better treatment and customer service.

Meet customer complaints.



Risk Manager

Features:

Analysis and monitoring of active operations.

Approval and compliance to these operations.

Evaluation of private clients (companies and individuals) or public.

Training and advice to commercial operations on riskier assets.

FINANCE AND ACCOUNTING MANAGER:

Features:

Participates in the development of budget revenue and expenditure, together with management.

Make and approves the payment of fees, taxes, maintenance, rent and other expenses related to the bank's activity.

Take the financial accounting and is responsible for issuing the relevant information.

Keeping accounting

Inform presidency on the results.

Search accounting operations fiscally most advantageous way for the bank.

System Manager:

Features:

Develop banking operating systems.

Establish systems of risk assessment.

Creating databases of customers, both our own and those of competitors, and get information about it.

Cashiers electronically controlled entity.

Audit MANAGER:

Features:

Make physical inspections in the network to verify that standards are met.

Monitor the proper training of accounting entries.

Avoid possible fraud or scams, both customers and employees.

Prevent the entry of black money.

Commercial manager:

Features:

Development of trade policy.

Participate in the design of new products.

Set the development of sales campaigns.

Control and direction of trade.

Trading of pre-retirement possibilities.

Director :

Features:

He is the representative of the bank in the area.

Assumes the most important guardianships.

It is responsible for coordinating and motivating staff office.

Implementation quality in the field of office

Gather suggestions and initiatives, and report to higher levels.

a) Financial Executives:

Features:

Advises clients when making investment in stock market operations, buying mutual funds or pension.

Captures customers to the bank, offering products, promissory notes, credit line.

It is responsible for a portfolio of clients.

Inform customers of the products available.

Advice on financial and fiscal issues.

b) Cash:

Features:

Responsible for the balancing of the box.

Responsible box.

Control of the limits of cash.

Operations: Income account, payments, receipt of deposits, payments.

Operating:

Features:

Operational control.

Management and supervision of staff.

Control and management of material resources.

Handles complaints, which are for the most techniques.

Prevention of money laundering and sensitive operations.

Make a spending budget.